Pag-IBIG Fund earned ₱4.27 billion from its investments in the first half of 2025, up 51.79% from the same period in 2024. The gains helped push the agency’s net income to ₱28.04 billion for the six-month period, a 15.25% increase year on year.
“It is our responsibility to manage and grow the Filipino workers’ fund with prudence and integrity, so we can continue delivering affordable home financing and provide our members with competitive returns on their savings,” said Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta.
As of June 30, Pag-IBIG Fund’s total assets stood at ₱1.14 trillion. Of that amount, ₱869.50 billion are in housing-related assets, ₱82.70 billion in short-term loans and ₱168.44 billion in income-generating investments. The remaining ₱21.16 billion consist of other assets, including property and equipment, cash and intangible assets.
Within this, the agency’s gross investment portfolio reached ₱168.47 billion, higher by ₱33.13 billion, or 24.48%, from the end of 2024. Officials said the growth reflects Pag-IBIG Fund’s prudent management of members’ savings while continuing to support its core programs in housing and short-term financing.
“All investment decisions are carried out with integrity, under a thorough and transparent process designed to protect and grow the hard-earned savings of Filipino workers,” Acosta said. “All our investments are lawful, prudent, and fully compliant with internal protocols and the authority granted to Management by our Board since 2016. We submit monthly reports to the Board to ensure transparency and accountability in how we grow the hard-earned savings of Filipino workers. Our members can be assured that every peso is managed with the highest regard for safety, sustainability, and their best interest,” Acosta further noted.
Under its charter, Pag-IBIG Fund returns at least 70% of its net income as dividends to members. In 2024, the agency declared dividend rates of 6.60% for Pag-IBIG Regular Savings and 7.10% for the Modified Pag-IBIG 2 (MP2) Savings, the highest since the pandemic.
