The PCEO Mercado convened the Technical Advisory Council (TAC) for its second meeting on March 10, 2025. The session focused on improving actuarial assumptions and refining the disease coverage selection process.
During the meeting, experts discussed practical ways to strengthen actuarial projections that will directly benefit PhilHealth members. The council emphasized the need for more detailed, market-based assumptions that assess whether current healthcare providers can actually deliver the covered services.
“By improving our actuarial assumptions, we can better predict healthcare costs and utilization patterns,” explained the PCEO Mercado. “This means we can expand benefits in a sustainable way while ensuring members can actually access the care we’re promising.”
The TAC supported the President and CEO’s direction to expand coverage for high-cost, high-burden diseases to increase access to critical services. For members, this translates to greater financial protection against catastrophic health expenses that previously caused significant hardship for many Filipino families.
“Going granular means understanding if our current healthcare infrastructure can deliver the services we’re covering, and developing strategies to create robust markets where they don’t exist. Ang ibig sabihin po nito, alam natin hindi lang kung nasaan ang mga doktor at iba pang mga propesyonal, ngunit alam din natin kung ilang pasyente ang kaya nilang tingnan sa isang araw nang hindi bumababa ang kalidad ng serbisyong pang-medikal,” added the PhilHealth President and CEO. “When we promise coverage for a condition, we want to ensure our members can find qualified providers to deliver that care without excessive out-of-pocket expenses or long travel times.”
Council members committed to developing a practical framework that will guide this expansion while ensuring service delivery capability.
PRESIDENT IN ACTION: ACTING PRESIDENT AND CEO DR. EDWIN MERCADO CONVENES THE TECHNICAL ADVISORY COUNCIL TO REFINE DISEASE COVERAGE SELECTION PROCESS
